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Loan Calculator

Free online Loan Calculator to estimate monthly payments, total interest, total repayment, and amortization schedule based on your loan amount, interest rate, and loan term.

Amortization schedule

Date # Payment Principal Interest Extra Balance
Enter loan details and calculate to see the schedule.

Figures are estimates for planning purposes only. Rounding is applied to the nearest cent per period.

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Frequently Asked Questions

Is this Loan Calculator free?

Yes. You can calculate loan payments online for free without creating an account.

What does this Loan Calculator calculate?

It estimates your monthly loan payment based on the loan amount, interest rate, and repayment term.

What types of loans can I calculate?

You can use this calculator for personal loans, auto loans, student loans, and other fixed-payment loans.

How accurate are the results?

The results are estimates based on the values you enter. Actual loan payments may vary depending on your lender's terms, fees, and repayment schedule.

Can I compare different loan options?

Yes. Simply adjust the loan amount, interest rate, or repayment period to compare different borrowing scenarios.

Does this calculator include additional fees?

No. The calculation typically includes only the loan principal and interest. Origination fees, insurance, taxes, or other charges are not included unless specified.

Do you save my financial information?

No. All calculations are performed directly in your browser, and we do not store your financial information.

Can I use this Loan Calculator on mobile devices?

Yes. It works on desktop computers, tablets, and modern smartphones without requiring any installation.